MicheleClark
Michele Clark
Mortgage Originator

10-24 North Main Street
P.O. Box 873
Gloversville, NY 12078

Office: (518)371-0862
Cell Phone: (518)322-9768
Fax: (518)371-0990
Email: mclark@nbtbank.com
Business Hours: Monday through Friday – 8:00am to 5:00pm

With 20+ years as a Realtor, Sales Trainer and Loan Originator, I bring a unique and knowledgeable perspective to every mortgage loan transaction.  I enjoy working with the various non-profit Housing agencies in the greater Albany, Fulton and Montgomery county areas to assist with First-Time homebuyers and successfully guide them through the home buying process.  I also enjoy one-on-one sales coaching with Realtors new to the business.

Still want to have personal assistance?
You can call or e-mail me to answer any of your questions or to ask for advice.
Ready to close on your mortgage quickly?
We can get your mortgage approved in minutes, rather than days or weeks!
Free Pre-qualifications
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or e-mail away!
Today's Featured Rates

15 Year Fixed Rate
 Rate  APR  Points
 6.125%  6.210%  0.250%
30 Year Fixed Rate
 Rate  APR  Points
 6.500%  6.552%  0.250%
5/1 Year Adjustable Rate
 Rate  APR  Points
 5.625%  5.442%  0.250%
3/1 Year Adjustable Rate
 Rate  APR  Points
 5.500%  5.359%  0.250%
Assumptions

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